Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,615

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anne

Need easier claims submission

Overall experience is good with Nationwide, however, I would prefer a simpler method of online claim submission without having to download an app to my phone (which I did to facilitate the process). I did this, because I have had to make several claims for my one cat recently and I am trying to minimize the time between submission and refund. Perhaps there is a way to submit claims online, but I have not figured it out. And for someone like myself, who is fairly tech savvy not to figure it out, it definitely would not be intuitive for someone with little technical knowledge. Therefore, if online submission exists, it should be easier to navigate to.
5

out of 5

POSTED: | BY: Carl

Thank you. You have helped pur familty out tremendously.

Great. Thanks so much.
5

out of 5

POSTED: | BY: Helen

I love Natiowide!!!

Nationwide got Lucy through some bad times. Thank you
5

out of 5

POSTED: | BY: Deborah

Very helpful staff and claim turnaround, while not quick, acceptable!

Very helpful staff and fair turnaround time for claim. Thank you, Nationwide!
5

out of 5

POSTED: | BY: John

Happy with the coverage and service

Great coverage and service

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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