Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: D S

always there to help

been using since my shepherds were puppies - now 9 and 10. only wish was that i familiarized myself with plans more in the beginning because now 1 dog is on the plan I love, the older one is not but I by the time I really looked into it she was inelligible. otherwise happy with the coverage and help
4

out of 5

POSTED: | BY: Dianne Fitzgerald

Some recent claims have been difficult getting processed.

Please review claims carefully so it does not require multiple attempts to get processed.
5

out of 5

POSTED: | BY: Laure Bailey

Excellent service

I've had Nationwide Pet Insurance for two dogs at different times since 2004. I've never had issue with being reimbursed and the customer service has always been excellent.
5

out of 5

POSTED: | BY: Isabelle

Awesome

Ohana had an outbreak of hives, I tried Benadryl at home. I decided it would be best to call the vet. I was able to get her into the vet that afternoon. By the time her appointment came around her hives were worse and her face was swelling. The vet was able to treat her, I paid the bill. The next day I took my vet a claim form, they submitted and in about 3-4 weeks I was reimbursed at 90% for her visit. I love Nationwide and recommend it frequently on some of the pages I follow on Facebook.
5

out of 5

POSTED: | BY: Roxann Kesterson

Paw-sitive thinking!

It seems like my Great Dane, Archer, only gets sick on the weekends! Luckaly, I never have to worry about weather or not to take my baby to an emergency room when his vet is closed because we know Nationwide will be on our side! It's so much easier to stop worrying about the vet Bill's and just get our puppy the treatment he needs WHEN he needs it. Now we can put all our energy into thinking Paw-sitive about our puppies chances and be there for every step of his recovery! I
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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