Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Sara Anderson

Waiting waiting

It took forever for me to get reimbursed. I’m taking months. A lot of back and forth calls between vet and the company.
5

out of 5

POSTED: | BY: Janice Russell

Holly ' s policy is best thing I ever purchased. Great Choice for anyone considering.

Great Policy.
5

out of 5

POSTED: | BY: Sandra Ettema

Totally worth the money!

Nationwide pet insurance has been so good to our pet family over many years. They are sincere and quick to send condolences when pets pass and they have covered many ailments of my fur kids! It is the best investment for all my pets and their health. I recommend them to all my friends!
5

out of 5

POSTED: | BY: Elizabeth Rhodes

so glad I have had your insurance for several years!

MY dog Missy was born with a growth on her belly . We have been watching it for several years and not seen changes. This year it seemed larger (and ugly). We took her to the vet for a shot and had them check the growth. They aspirated it and found results that indicated possible cancer. She had surgery the next day. The specimen was sent for a biopsy...no cancer! The insurance paid for the whole bill except for the deductible. I'm relieved to know I will have financial help when unexpected problems arise. The claim was handled within a couple of weeks.
5

out of 5

POSTED: | BY: Fabiana

Best pet insurance ever!

Easy to use, highly recommend it. The thing I would say needs improvement is the time it takes to process claims, takes 30 days and then some to finally get your reimbursement deposited. Other than that they're a great company and provide great service!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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