Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

SO GRATEFUL

I cannot thank Nationwide enough for helping with Daisy's healthcare expenses. I wish my own health insurance were as good.
5

out of 5

POSTED: | BY: Dennis

Nationwide is the go Company for our pets protection. They’re the best.

I’ve Ben extremely pleased with how I’ve been treated when calling in to Nationwide Insurance. Knowledgeable, helpful and kind.
5

out of 5

POSTED: | BY: James

Good service though it takes time

I have been using Nationwide since it was VPI, for a total of 4 dogs. Currently I have two that are under coverage. I find that filing a claim has improved since they started taking online-submitted claims, and speed of payment once the claim is processed is very good since they now make payments via ACH. However the processing time can be elongated. That was the case with my latest claim. But I am not complaining.
5

out of 5

POSTED: | BY: Shona

My Herc

Without Nationwide I wouldn’t be able to care for my sweet pup as well as I have during some difficult medical events. Grateful for this insurance and vet care.
5

out of 5

POSTED: | BY: Howard

Expensive and necessary

Decent coverage but at a premium price. Need to improve ability to scan and email claims process!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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