Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debbie Wright

Wonderful Service!!

Our 2 year old lab needed to have TPLO surgery on both knees. We had the first surgery done in December and the 2nd surgery done 7 weeks later. Having the insurance made this so affordable for us. Our dog, Dodge is doing great. Every time I submitted a claim, within 2 weeks I had a check in the mail from Nationwide. I have recommended Nationwide to all my friends. Thank you for making this experience stress free for us.
5

out of 5

POSTED: | BY: Dawn daCruz

Thank god for insurance

Tyson counter surfed and ate 2 lbs of grapes which required a trip to the emergency vet. It was reassuring to know that pet insurance would cover at least a portion of that trip. You don’t have to second guess an emergency her trip when you know you have insurance.
5

out of 5

POSTED: | BY: Scott Adler

first time taking dog insurance, we have no complaints

unfortunately, we've had to use it twice on our puppy--------------but the experience was positive both times and the puppy is doing well.
5

out of 5

POSTED: | BY: David Cerda

Insurance claim

Has been easy to file on line claim. Takes some computer and document scan skill. Electronic reimburse safe and convenient.
5

out of 5

POSTED: | BY: Brianna Shrader

I'm so thankful for Nationwide Pet Insurance

I have had pet insurance for my dog her whole life - and never used it! I have been lucky that she has been healthy overall but recently she had to have surgery. Thankfully the surgery went well, and all of her results came back as we had hoped they would. However, the bill was much higher than we anticipated. Having never filed a claim for her before, I was really concerned that it would be a complicated process but it wasn't. I called in to get help logging into the account that I had not logged into for many years. The customer services representative was so nice, and incredibly helpful. She answered all of my questions and our call was QUICK AND EASY. She even gave me some advice on what exactly to send in to make sure the process didn't get delayed with back and forth needing medical history etc. Once I filed the claim online, I was able to check the status. Without any questions or hesitation, they covered our claim, and mailed us a check. It was a HUGE relief to get that money back after all of the stress and fear of what was going on with my dog. Thankfully she is healthy, and Nationwide Pet Insurance made the entire process stress free and easy. I am so grateful!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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