Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stacey

Amazing insurance

Very happy having this insurance
5

out of 5

POSTED: | BY: Susan

Hyperthyroidism vs Hyperthyroid confusion

Cricket appears to be doing well, but I have to wait for bloodwork in a few weeks to be sure if the radioactive iodine worked. It was confusing at first for the claim, but you came through as you usually do.
4

out of 5

POSTED: | BY: Joshua

I appreciate the reimbursement, but the process takes far too long

I'm happy with my plan and the reimbursement, but the claim process is convoluted (downloading multiple forms) and takes an incredibly long time. As someone who's had to submit multiple claims for the same problem with my dog, it's frustrating to wait several weeks between claim submission and reimbursement. On a non-related note, you don't offer my dog's breed, treeing walker coonhound, as an option for this form. Maybe consider adding that for us TWC owners?
5

out of 5

POSTED: | BY: Sharon

Thank God for Nationwide Pet insurance.

Very quick with the claims I've turned in on Mr. Pickles. It's great to be able to have everything done quickly and the money deposit in the bank without me having to drive anywhere to take care of it.
3

out of 5

POSTED: | BY: PJ

Needs major changes

When a dog is 16.5 years old with a lung disease, they should NOT have to undergo sedation for a biopsy to prove they have IBD. The top Internal Medicine Vets at the University of Minnesota Veterinary Medical Center proved he had it by sending his info to Texas A snd M for verification. Dr. Lindsay Merkel, Chief of the Internal Medicine dept at the UVMC even sent a letter into you explaining this. Very upset you have this ridiculous rule. You need to make exceptions for dogs that cannot undergo sedation because it would kill them. VPI/Nationwide used to be fantastic and you need to understand that not all dogs cannot have sedation. Many are older and have conditions that prevent them from being sedated. I hope they adjust their requirements and get back to being the best pet insurer on the market.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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