Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David

Excellent customer service, website and prompt reimbursements, definitely would recommend

Excellent customer service, website and prompt reimbursements
5

out of 5

POSTED: | BY: Cheryl

Dog & I are Both Happy!

Great customer service & claim processing. Helped me with the questions I had. Process was simple. SO much better than my previous pet insurance. Happy dog & happy owner! Recommend highly.
5

out of 5

POSTED: | BY: Brittany

They suck

I submitted 4 claims from January to February, it took over 90 days for them to even review my claims. I called multiple times, and was told each time that they were “under review of medical records,” after another month passed, I called again to be told “we are waiting on your vet to send records they never received”. Meanwhile I called my vet and had proof they had sent everything in 2 months prior. I then got my records and emailed them myself. A week later, everything was denied due to “pre existing condition” for atopic dermatitis, when my dog had never been seen for atopic dermatitis. They also didn’t even take those claims as my $250 deductible, to then deduct that from an ER visit and only send me a check for $85, for a bill that was over $300. I immediately canceled my policy. This was the biggest waste of money. I’d suggest just putting money aside for your pet in case of an emergency instead of using this BS insurance.
5

out of 5

POSTED: | BY: Evangeline

Good service every time.

The service is exceptional and all claims are expedited in reasonable time. Thank you all.
5

out of 5

POSTED: | BY: Laura

totally worth it

very useful if you have a playful pup. My boy loves to go to the park and wrestle. An occasional nick or scratch is bound to happen. Which means a vet visit. it's nice to know he is covered.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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