Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Luisa

Peace of mind!

Professional and courteous customer service and reasonable turnaround on claims. I also appreciate the consideration to remove a pre-existing condition from Ranger’s account. I really feel as though Nationwide genuinely cares about my pet. Thank you!
5

out of 5

POSTED: | BY: Susan

Excellent service and excellent reimbursement

The process for submitting a claim is easy and the coverage/reimbursement was exceptional.
5

out of 5

POSTED: | BY: Carol

Great coverage ~ easy claim submission

Very easy claim submission process ~ take a picture of the bill, and submit it via the VitrusVet app. The claim review and reimbursement process can take up to 30 days, but no hiccups along the way.
5

out of 5

POSTED: | BY: Guy

This is the best insurance I could get for Max. Thanks

Nationwide is very helpful and prompt in answering claims. I couldn't have a better insurance company for my pet.
5

out of 5

POSTED: | BY: Catherine

Happy with my pet insurance.

Was very pleased with quick payment on this claim even with having to mail in claim. I have Vitus Vet but had to send in claim by mail anyway because NW said it wasn't clear enough to see what they needed. I would rather use Vitus Vet because it saves time and a stamp but I guess that luxury can't be.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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