Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Linda

Rating average

Very easy to file claims though the process is a bit long to see what gets paid. Like most insurance companies there are treatments that they do not pay. DIsappointed in what was not covered for my puppy his first year of life considering I purchased the best plans with minimal deductible. 2 tier system, I dont care for, but i have not compared side by side to other companies yet. Read the fine print for what is covered, many things are not. I dont think they would be my first choice after knowing what i know.
5

out of 5

POSTED: | BY: Bette

Thanks for the nice email asking how our Pebbles is doing. Thoughtful!

Thank you for your kind email. Nice to know she is of concern. Just an ear infection. Thank you for your help.
5

out of 5

POSTED: | BY: Colleen

Security of knowing that know matter what when I it comes to Molly's health the answer to the vet is always - Do it!

Ensuring Molly's health and welfare are always taken care of.
5

out of 5

POSTED: | BY: Heidy

Excellent service

It was very easy to file a claim for my pets hospital visit. They were able to reimburse me for what my policy said was covered. I am very satisfied with my experience.
1

out of 5

POSTED: | BY: John

Terrible service

I submitted numerous invoices only for them to come up with excuses on why they couldn't pay them
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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