Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,621

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ariel

Good refunds

The insurance is worth having for unexpected medical costs.
5

out of 5

POSTED: | BY: Margaret

We love Nationwide. They’re the BEST insurance company ever!

I recommend Nationwide to all of my friends who have pets. Having pets can be expensive. With Nationwide you don’t have to worry. Your pet gets hurt or sick, no worries Nationwide is always there for us. We have 2 Great Danes and wouldn’t be without it!
5

out of 5

POSTED: | BY: Cindy

This is the best insurance we have used!

This is the best pet insurance we have used. The claim is easy to make, it was fast, and the payment was easily transferred directly into my bank account. Everything the representative told us was true (and my husband and I were VERY skeptical after the last company we tried). We have told everyone who asks us about how easy this company is to deal with. Thank you!
5

out of 5

POSTED: | BY: Bailey

Simon's Emergency Subcutaneous Ureteral Bypass Surgery

Nationwide Pet Insurance is amazing. My 4 year old cat, Simon, had a ureteral obstruction on 4/16/19. He was hospitalized for six days total due to his obstruction and the resulting surgery and he was seen at three different hospitals including a specialty clinic and ER. Simon had a $7,500 Subcutaneous Ureteral Bypass (S.U.B.) system surgically placed at a specialty clinic in Seattle (3 hours away from where I live) after 4 days of work up. The total expenses were ~$14,000 and I only ended up paying $1,600 out-of-pocket. Nationwide saved Simon's life. This surgery is not done very often because usually pet owners cannot afford it. The doctor who did Simon's surgery is only one out of a few in the state that can and said he only does roughly 12 a year. I am so thankful I have pet insurance because I was able to help my kitty. I am thankful for Dr. Patete, Dr. Stockdale, Dr. Seekins, and Dr. Nash who saved him and for each of their teams that gave him so much love and provided the utmost care to him and me. I would also like to add that my claims were processed in less than the 30 days that they say it could take and I was reimbursed in a very timely manner. Thank you Nationwide for everything! Simon is so special to me and I am so happy he is healthy and happy again.
5

out of 5

POSTED: | BY: Dawn

We love having pet insurance

We've had pet insurance for more than 10 years and it really has helped us manage our vet bills for all three of our pets. Nationwide (formerly VPI when we first enrolled) has been very fair in their claims processing and the customer service is excellent.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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