Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Harry

Outstanding

Nationwide Pet Insurance has been a blessing. Our new pup had some initial medical issues that needed addressed. Having Nationwide helped to ease the burden of new puppy plus medical bills. Great service, communication and payment!
3

out of 5

POSTED: | BY: Matthew

Need better communications

I felt like I had to fight for information re: my claim. With so much access to tech i.e. email, apps, and messaging I should have had more personalized communications than what I received.
4

out of 5

POSTED: | BY: Marilyn

Can Improve more

It was hard to get anything feedback and reimbursement at the beginning. But it seems like the last claim i filled is processed much more faster this time
5

out of 5

POSTED: | BY: DOROTHY

Thank you

Thanks for the check. Rosie is feeling better and we are feeding her less.
5

out of 5

POSTED: | BY: Danis

Reliable & Stress Free Coverage

We've had Nationwide Pet Insurance (formerly VPI) for almost 5 years now for our cat. She has had a few minor medical issues that have involved seeing a specialist, as well as a couple of follow up visits with her regular vet. Our insurance coverage has been great. Easy to make claims and submit documentation online, and payments/reimbursements have been made to us very quickly. Checking our online account is quick and easy, and one time when I did call customer service with a question, they were very helpful.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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