Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathleen

So far, so good

I was advised to carry pet insurance when I got my puppy as the breed often has issues. So far we have only filed using the wellness rider for routine puppy shots, and Nationwide has covered almost all the costs. It remains to be seen if we will ever incur higher claims and how they will be covered, but I am hopeful the company would continue their positive responses.
5

out of 5

POSTED: | BY: David

Great but could be faster

Submitting a claim is easy through the vitus vet app. I wish the claim processing speed was a bit faster. Once processed accepting reimbursement is quick and easy!
5

out of 5

POSTED: | BY: Josh

What a relief!

When we discovered a lump (turned out to be a cyst) on Bree's neck area, we were concerned about what it could be. But what a comfort it was to know that Nationwide was going to help us financially no matter what was going on. What we didn't know going in was how quick and seamless the claim and reimbursement process would be. I would (and do) recommend Nationwide Pet Insurance to family and friends with pets, to help with unexpected expenses and focus on helping our furry friends get better.
5

out of 5

POSTED: | BY: donna

After getting my dog, getting Nationwide Insurance was the second best decision I made about her.

I am very happy with your service, including the speed with which you always review and approve claims.
5

out of 5

POSTED: | BY: Mindy

I was so grateful when I actually received a check close to the cost of her surgery, your staff is always great. THANKYOU ZOEY

Zoey is doing great. I have two dogs and policies that both went up tremendously this year. Was devastated that her condition fell under a different non covered. Was so so relieved to still receive a check that paid a huge portion oh her surgery. THANKYOU, Mindy Borkson, Zoey, & Riley

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review