Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: mike

Pretty easy experience

Overall simple claims process. I'd like to be able to email you a PDF of the form rather than fax, though.
5

out of 5

POSTED: | BY: Aaron

Surgery claim

Really impressed with claim response time and delivery. Always tell pet owners about insurance and the importance of it.
5

out of 5

POSTED: | BY: Edizkan Adil

A must have insurance for dogs

I have an 11 month old Labrador Retriever and she is like every other lab very handful and mischievous, getting herself in trouble very fast and often. labs are known to be billy goats and would eat anything they find, that includes a whole plastic slipper top. She had a couple of these issues along with getting a conjunctivitis, a long time running bacterial issues and she has been visiting the vet a lot, especially having first time dog owners. Nationwide has been a lifesaver for us, helping to cover majority of the incidents and wellness checkups. We couldn't do otherwise.
5

out of 5

POSTED: | BY: Gene Hudson

Great to protect my doggies..good company

Excellent protection and great to do business with
5

out of 5

POSTED: | BY: Dess Everhart

So worth the money!

Claim process is easy and they are quick to pay out compared to other companies. A lot can come up with a giant dog and between the claim process and the quick payout it's so worth the money.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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