Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,621

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathryn

Thank Goodness for Nationwide!

We adopted Cassie about a year & a half ago. Unfortunately, there has been a string of health issues, some of which were very costly to remedy. Thankfully, Nationwide has more than come through for us. Time & time again, they have reimbursed us for all or most of our vet bills. Thank goodness for Nationwide!!!
5

out of 5

POSTED: | BY: Matt

Surprised me in every way - best decision I ever made for my dog!

We put off getting pet insurance because we thought it would be expensive, not cover much, or a hassle to get reimbursed. But man, has Nationwide been awesome. It's super affordable, they've covered everything they promised, getting reimbursed is really easy and payment is fast. We recommend Nationwide to everyone we know.
5

out of 5

POSTED: | BY: Karin

Worth every penny!

I always suggest that people look into getting pet insurance when they get a new pet, and a lot of people balk at it (too expensive, nothing will be covered, my pet is young and healthy etc.). We have had two pets covered by Nationwide Pet Insurance and it has been so worth it in both cases. Granted, we were lucky in that both dogs, in their younger years had nothing wrong with them....and so we didn't need to file any claims. But as they got older, they needed dental work (expensive and covered), and cancer treatment (also expensive and also covered). It's super easy to file a claim and it doesn't take long to get a response. Also the customer service is wonderful; I have had to call a couple of times for explanations on claims and they are always extremely friendly and helpful. I can't recommend this company enough.
5

out of 5

POSTED: | BY: Maryann

Nationwide pet insurance is the best coverage for your pet!

Best pet insurance out of all available insurance for pets. It has major medical and regular insurance. No other pet plan offers this type of insurance.
5

out of 5

POSTED: | BY: Jane

I have found the whole claim process to be very easy and efficient.

I have found Nationwide to be very responsive. The claim process has been very easy and efficient. My most expensive claim was for $3000 plus and at that point they requested my baby's medical records. I did submit them. It took a little bit longer to process this claim but not an excessive amount of time. I have been very happy with Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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