Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ronald

I think Nationwide Pet Insurance is the best.

I am happy to say that Bruno is doing great after his surgery from 9 weeks ago. I am so happy with Nationwide Pet insurance. I tell everyone with pets about this insurance. Thank you so much.
4

out of 5

POSTED: | BY: Debi

Like the whole pet plan

Nationwide Whole Pet has been a good policy for us. The coverage is good and hoping they don't make any more changes to the existing plans.
1

out of 5

POSTED: | BY: Linda

Long delays

It took three months to get our dog's claims paid, though the services were clearly covered. When we called to find out why this was the case, the customer service was not helpful at all. One employee even hung up on me when I was very politely asking how many times the claim could be delayed and what the reason for the delay was. We ended up having to make a complaint to the state insurance commissioner before the claim was paid.
5

out of 5

POSTED: | BY: Marie

Without nationwide my care formula always weighted cost in it, now it’s best treatment+health+love= greatest outcome

Thanks for reducing my stress about what to do and always being there.
5

out of 5

POSTED: | BY: MTyler

Very easy

Every time we submit a claim the process is very easy. Even this particular time I did not write a diagnosis and the claim needed to be resubmitted and that too was clearly stated and easy to do.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review