Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sherry

Superb service

Our two year old Rottie has gone through the gammet of medical testing and procedures the first two years of her life. It is stressful when this happens to your fur baby but Nationwide has lifted the financial stress from us which makes it much easier in making the important decisions in our girl's healthcare. We have the full wellness coverage and I can't say enough about how easy Nationwide makes submitting claims. You have a partial pre-filled claim readily available for each claim, you attach the receipt from the vet, email them to Nationwide and within 30 days you have your reimbursement waiting for you. It's the easiest process which is greatly appreciated. If you're hesitant in buying insurance for your pet, don't be. It will be the best investment you can make for your pet and Nationwide is definitely on your side!
5

out of 5

POSTED: | BY: Linda

Great pet insurance

Having pet insurance has been very helpful in caring for Libby. The app is so easy to use!
5

out of 5

POSTED: | BY: Mandana

Thank YOU from the bottom of my grateful heart !

I am recommending you to EVERY dog owner I see - and tell the story of Bali’s hip surgery and how we had to do it as she was in soooo much pain - and then how truly grateful we were that these costs were reimbursed..... thank you!!!!!
5

out of 5

POSTED: | BY: Liliana

The best pet insurance ever!

I have had nothing but a positive experience with Nationwide. The entire claim procedure is easy and can be done online. Reimbursements are reviewed and paid within 30 days with a full explanation on their site.
5

out of 5

POSTED: | BY: Betsy

Pleased with recent service and claims processing

I did have problems in the past with the length of time it took to process claims, but the more recent claims submitted were processed very fast.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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