Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara

I was very happy with the speed and efficiency of making the claim and receiving compensation

I’m amazed at the promptness and efficiency of Nationwide. I also enjoy receiving newsletters and hints from them. Especially enjoyed entering my pet in the Easter contest and all communications from Nationwide. I’m needless to say very impressed with the service!!
5

out of 5

POSTED: | BY: Karen

Very impressed.

I continue to be extremely impressed with nationwide pet insurance. They have an efficient and easy way to submit claims online, update the status of the claims right away, and usually receive reimbursement within 30 days. Very impressive.
1

out of 5

POSTED: | BY: Stacey

New policies are Worthless

I have 2 English Bulldogs w/2 different policies. Although I wish I could've started my 16 month old on the policy my 3 yr old is on, I couldn't. I selected what I thought was similar because it was the best, available, option when enrolling. Well, I just had a $1500 bill for neuter- not covered- & a few other procedures. My claim payment- $30! Only the exam was covered? Why- because of a 12 month policy wait period- not on my 3 yr old policy- & items considered Congenital when in fact we ALL know are Hereditary. But don't worry, there's a disclaimer that states the list isn't inclusive as well as the Congenital condition definition includes an 'inherited' note--- which wouldn't an 'inherited' trait be Heredity & NOT Congenital? But you've got that covered w/your contradicting definitions & disclaimers that I'm sure legal was brought in to confirm appropriate so you could rob people of 12 months worth of premium payments--- for NO coverage other than exams & vaccinations/heartworm/flea & tick (which are poisons) . I work for a Fortune 500 company that promotes NW for pet coverage & offers a discount. I truly hope I receive communications from NW to discuss.
4

out of 5

POSTED: | BY: Kathleen

Sometimes you are asked to re-send the same information before the claim is finally paid.

Customer service reps are very friendly, but cannot resolve problems when you are being asked to re-send the same veterinary medical records that you’ve already scanned and submitted previously. I think owners should be able to contact the medical reviewers approving the claims to understand what the problem is with the information submitted to support the claim.
5

out of 5

POSTED: | BY: Kathy

Feeling better

Maggie Mae is better. Filing claims is so easy. Thank you
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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