Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara

Beyond Expectations!

I'm simply amazed at the ease of submitting a claim and the quickness the claims I have filed have been processed. The yearly rate sounds high at first, but it's so well worth it as I'm sure I'll save at least that much in services to my kitten. Thank you so much!
5

out of 5

POSTED: | BY: LAURISSA

Mostly SO HAPPY with this pet insurance!

So happy with this company! They make it easy to file claims and get paid. Premiums don't go way up due to large claims (my dog has had 2 knee operations). My one and only complaint is the "pre-existing conditions" clause. My dog had an allergic dermatitus on his stomach that was very localized and specific, but now ANYTHING that has to do with lumps, bumps, infections, cuts, etc does not get paid, which is frustrating when it has nothing to do with that particular issue.
5

out of 5

POSTED: | BY: Maxi

Great customer service. Great coverage.

I am glad I got insurance for my pug. Unfortunately, we got a good use of it. Customer service is great and so is coverage.
5

out of 5

POSTED: | BY: Trudy

The confidence I have in Nationwide Pet Insurance is a great comfort.

The only startling event was the major increase in the annual cost starting with our May 8, 2019 renewed policy. However, as said earlier the confidence and comfort with the insurance versus the high veterinary costs made it worth renewing in spite of the increase.
5

out of 5

POSTED: | BY: Lauri

Nationwide pet insurance is hassle free and a life saver!

I have had Nationwide pet insurance on my dog for over 2 years now and am glad I do! The claims process is super easy and as long as I provide what I am supposed to there have been absolutely no issues getting paid. I highly recommend Nationwide pet insurance!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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