Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen French

The “cap” of services such as well pet vaccines seems to be too low for the cost and getting estimates should be an option

I’m told by service providers there are other insurance companies that offer better claim payouts for less costly premiums.
5

out of 5

POSTED: | BY: CHRISTINE ROBERT

Great pet insurance!

I am very pleased with the insurance. Claims are handled quickly and an easy to understand explanation is always given for unpaid claims. I would recommend the insurance to all new pet owners.
5

out of 5

POSTED: | BY: Katherine

Turn around time seems to be taking longer and longer

Process takes to long and monthly payments increase is becoming more significant. I know premium goes up each year due to age but my dogs are only 5 and hike since 1 st year is crazy. Will probably be dropping within next year
5

out of 5

POSTED: | BY: Woody Elliott

Reliable, efficient on claim payment

Timely response and explanations on claims
5

out of 5

POSTED: | BY: Laurie Owen

Very easy

Filling out a claim was very easy. The only reason I didn't give a 10 was because I had to find a fax machine to submit it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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