Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Robin Lantrip

If they can find a way to deny claims, they will.

Honestly, I am disappointed with how the insurance denies claims by using pre-existing terms. I said it once, and I'll keep saying it. I already knew Piper had a murmur. I did not take her to the cardiologist to diagnosis the murmur, as it was already diagnosed. Nor, did I take her to the cardiologist to treat the murmur in any way. I took my puppy to the cardiologist prior to having my puppy spay to make sure she could withstand the anesthesia for the spay surgery. It was for the purpose of making sure I didn't make the wrong decision with putting her under. It was determined her heart was strong enough for the surgery, and honestly, finding out the murmur had actually subsided was a plus. But, of course, the insurance denied the claim for the cardiologist automatically saying it was for pre-existing illness. No, sorry... wasn't! Again, what part of the visit diagnosed or treated the murmur? In the notes from the cardiologist, it clearly states Piper is clear for spay surgery. That was the reason for the visit, so I wanted to make a statement about that in this review. I want people to know it is like every other insurance. If they can get out of paying a claim. They certainly will!
5

out of 5

POSTED: | BY: Danni Rivera

Best pet insurance ever

This is awsome insurance Always responsive Quick and easy claim submittal Very quick return for my vet bill
5

out of 5

POSTED: | BY: Joy

Great Customer Service

I have been with nationwide for three years and I love their prompt customer service and helping me pay for the vet bills when my cat needs to do a yearly checkup or emergencies.
5

out of 5

POSTED: | BY: Russlyn Ua

Fantastic!! Keep up the great work!!

Great job ad always!! No complaints here!!
5

out of 5

POSTED: | BY: Rainer Mohns

Never fail insurance. Best bang for the buck

Fast service and payment. Easy access website. Great customer service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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