Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,621

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

One of the best decisions we ever made!

We think Nationwide's pet insurance is awesome! The claims are paid correctly and timely! There has never been a dispute or delay in payment. Even though we would provide our pets with the best care possible, being backed up with insurance just gives us peace of mind. It absolutely is the one of the best decisions we ever made for our Golden.
5

out of 5

POSTED: | BY: Terri

Well worth having!

If your dog is curious and adventurous, then I highly recommend Nationwide Pet Insurance. Our beagle mix follows his nose everywhere which has lead to eating bees, cutting his leg and getting to a bag of mice trap baits. Through it all our insurance had been there to help with the vet bills. His latest misadventure has required surgery for an ACL tear and I’m expecting the same great service we have received in the past.
5

out of 5

POSTED: | BY: Alicia

Excellent

I rescued my puppy unexectpectedly and I'm so happy I can give him the happiest and healthiest life without having to cover all the expensive vet costs! Thank you Nationwide Pet Insurance!
4

out of 5

POSTED: | BY: Louise

Good but slow

I disagree with holding pre-existing conditions against wellness services. I was disappointed that Nationwide didn't pay at least some portion of the dental cleaning. Other than this, they've been okay.
4

out of 5

POSTED: | BY: Emily

Good insurance plan

I would recommend this insurance plan to other pet owners. The claim process is fairly simple and has been processed in 30 days or less.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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