5
out of 5
POSTED: | BY: Craig
Extremely happy with coverage.
Very easy to submit claims. I always receive a prompt response and notice of payment
4.8
out of 5
Number of reviews 24,771
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: KC
The best decision we made for our pets health!
I don’t know why we waited so long to insure our pets! Best decision we made.
5
out of 5
POSTED: | BY: Cassidy
Great Experience!!
The claims have been timely and the staff is always nice when I call and have questions! I haven’t had any issues with payments. I have recommended nationwide to many of my friends who are also pet owners!
5
out of 5
POSTED: | BY: Thelma
This is the best pet insurance on the market.
Our mini dachs (teckel hund) is a thriving little guy thanks to Nationwide Pet Insurance. From dental care to three major health challenges we have been able to cope both with his health care needs and our budget which is limited by profession (educators.) In the State of Georgia where my daughter and I were in the classroom we had no pay raise for 15 years and the Governor took away health insurance for every educator in the State. My daughter stilll has student loans and T1D which is why we had to use retirement to move home to the State of Maryland where there is a much more fair wage and more quality health insurance. The difference is that Georgia has no union. But I digress. Honor now is well enough, thanks to Nationwide, that we are able to participate with him in AKC dog shows (doggie beauty pageants :) .) This insurance is affordable when you realize the generous returns from investing in your dog's health.
1
out of 5
POSTED: | BY: Kathryn
Denies Claims based on Pre-Existing Condition even when there was no pre-existing condition
This company is completely unethical, my dog started having seizures one month ago and they denied this claim because they stated it was a pre-existing condition. My pet has never been diagnosed or treated for seizures in the past. Nationwide claims that they received medical records from a vet hospital that my dog was at one time for a swollen eye and in those records the vet stated that my dog has seizures every 2 years. I did not provide those medical records from that vet and that vet did not treat my pet for seizures. I do not know why that is stated in the medical records, but I can't even confirm the statement because Nationwide refused to give me the medical records with that statement. They claim that I have no right to see MY OWN DOG's medical records that they solicit without my knowledge or consent. I have had multiple claims denied with Nationwide on the basis of pre-existing conditions, that seems to be their easiest way to not have to pay out any claims because there is nothing you can do to prove it otherwise. Nationwide enjoys taking my money, but they sure don't like to pay.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.