Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: kathleen

i love the company

your company has been great.your there when I call and have a question and if u don't no the answer u go and get it for me..
5

out of 5

POSTED: | BY: Shelley

So glad I have Nationwide

This was the best thing we could have ever done was get insurance on Rosey! Nationwide is great! Very easy to file a claim, very good response time! Very helpful! Very good coverage on my policy.
5

out of 5

POSTED: | BY: Irene

Hassle free, peace of mind

I am so grateful that we have this insurance!! The puppy eats everything she can get into her mouth and we've already been to the doggy ER twice. Claim submission can't be easier, and when I don't have to worry how much the procedures are goign to cost, I can concentrate on taking care of my pet.
5

out of 5

POSTED: | BY: Judith

I am satisfied with this insurance.

I have no problems with this insurance; it is pricey, but only a little more than my vet's self-insurance plus plan. Your inquiry about Xena, meant to be personal, is obviously a blanket one because her last two visits were not for illness, but wellness care. I do like your on-call vet, which I have used once.
5

out of 5

POSTED: | BY: Elizabeth

Peace of mind is Priceless

I did a lot of research on pet insurance and finally decided on Nationwide almost 3 years ago. I am so pleased with my choice. At the time of signup, I had an 8 week old puppy who enjoyed swallowing socks. The first time I saw it I called the pet hotline and was informed to take him to the emergency vet. About $600 later he was sockless and I was submitting a claim. I received 90% back and he was back to his puppy ways! Since then he has had minor ear infections, sicknesses, and routine check-ups. With Beef Wellington it’s pretty easy to hit our deductible each year. Most recently he became very ill and spent the day at his emergency vet and racked up almost $1000 in vet bills. I’m so glad at a time like that I was able to make choices about his care with only his health in mind knowing he has the best insurance for reimbursement. Having pet insurance is essential these days and in my opinion having Nationwide Insurance is your best option! Having him covered gives me such peace of mind knowing he will always be taken care of and that feeling is priceless. Thanks Nationwide for always taking care of my Beefy! We are customers for life!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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