Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynn

easy peasy

My claim was easy to submit and straightforward to process. Thank you for not making this any harder than it needs to be!
5

out of 5

POSTED: | BY: MAUREEN GRANNAN

Cost

It is concerning that the cost of the insurance has risen due to the dog's age (6). We spend a great deal on preventative care which is not covered and the dog is quite healthy now. It seems that there should be some kind of discount when all of the preventative measures are taken. The cost of the insurance most likely is precluding many people from managing the preventative care so that there is a lesser chance of the animal contracting most serious disease which runs up the cost all of the way around. I have to say that I am shopping around for plans that will provide the same coverage, but at a lesser cost. There needs to be an encouragement for people to rescue animals from shelters without having to pay such a high price for adequate care.
5

out of 5

POSTED: | BY: Kellie Simon

My pet's health is always the primary concern of every agent I've talked with at Nationwide. THANK YOU for caring

I've been with your company for several years and EVERY person I've talked with has been caring and concerned about me and my pets. They never seemed rushed to get off the phone and always assist with any questions to make sure we understand benefits, cost and coverage... I don't know how you find such create people -- but keep it up!
5

out of 5

POSTED: | BY: Linda Blackford

Appreciate peace of mind your company provides

We are about to get a new puppy and will be insuring her too. We have gotten many friends to sign up too
5

out of 5

POSTED: | BY: Traci L

i love nationwide.

Nytiri went in for her yearly and I don't have to worry about the claims. You always have her back and claims are processed quickly

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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