Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terry

Great service!!!

Great service and follow up.
4

out of 5

POSTED: | BY: Andrea

Timing for claim review is too long when I submit claims for the same items each time

Bella is on a prescription food and one medication for two different issues. The same claims are submitted for food and medication and sometimes the review takes over 30 days. I submit all the necessary documentation each time, but I don't understand why the review time is so long.
5

out of 5

POSTED: | BY: Gwen

Thank you for your clarity and ease of application for illnesses.

Nationwide has always been helpful and understanding in guiding me in filling for benefits and understanding the stress pet owners are experiencing.
5

out of 5

POSTED: | BY: Autumn

Reimbursed for a surgery

I was skeptical at first wondering if I needed pet insurance. My dogs are both very healthy, but accidents happen, so I opted for insurance coverage for that. When one of my dogs developed a hernia, he needed surgery and it would have been about 5k for the whole process. I did have to get the funding up front to pay (which was difficult), but I was reimbursed for 90% of the surgery within a month of the procedure. Extremely helpful in this economy. Thanks Nationwide!
5

out of 5

POSTED: | BY: Cindee

Everything was seamless

I used the app to process my claim and it was seamless. My payment was direct deposit... again seamless

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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