Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tina

Great Company

I've had Nationwide for over a year now and couldn't be happier. Submitting claims is very easy and knowing that I will be reimbursed is wonderful. Owning pets is expensive and it's nice to have a bit of a cushion. I've called customer service once recently about a claim and the young lady was very pleasant and helpful. Just a great company to deal with
5

out of 5

POSTED: | BY: Paul

Great customer service

Efficient and customer friendly
5

out of 5

POSTED: | BY: Martin

You guys help me take better care of my dog than I take care of myself,Thanks.

Your insurance for pets gives me peace of mind. Knowing that I can care for Zoe better having insurance. You guys are a big part of keeping my dog healthy and happy, and I thank you for offering this type of insurance. If I could hug you guys I would. My sincerest appreciation to you all. Me and Zoe thank you for all the help you have given us with her care.
4

out of 5

POSTED: | BY: Brian

Very clear with what was required, missing and covered on the specific claim(s)

I had been planning on cancelling my policy that I held for a year once 2019 began as my cats are both very young and never ran into any issues. I kept putting it off though as I kept saying to myself "what if?" Less than a month into the new year one of my cats developed an issue that required multiple trips to the vet including multiple X-Rays and new medication. I sent the required forms in and after about a month Nationwide responded for each particular claim. The first time I was asked to provide additional information for the separate claims, and after about a week or so Nationwide responded positively. All in all I submitted roughly 3-4 different claims for this event over a two month period. Each claim takes roughly 30 days for review and if additional information is requested it is about another week or so. They were very clear and concise about what is and is not covered under my plan so I was not surprised when I was given claim quotes. This experience plus the desire to see my pets protected for their entire lives has made me decide to keep my plan.
5

out of 5

POSTED: | BY: Carol

Great

Great

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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