Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelley Carter

Appreciate the help with vet bills

Appreciate this plan.
5

out of 5

POSTED: | BY: Kathy

Excellent insurance

Nationwide has been excellent! A must have for any pet owner.
5

out of 5

POSTED: | BY: Angela

Use Nationwide

I use Nationwide for all four of my dogs and couldn't have picked a better insurance. My only complaint is one of my pets was permanently denied an upgrade because he cant blink his eye!
5

out of 5

POSTED: | BY: Elizabeth Ann

Explanations of reimbursements are clear and claims processing is prompt.

Nationwide Insurance Pet Insurance is managed by a highly reputable company that has been in the insurance industry for years. Their reputation alone makes me feel confident that my policy is administered accurately and promptly. I've encouraged other pet owners to purchase policies from Nationwide. In having this coverage, I am confident that I can give Caty Ann the best care possible.
4

out of 5

POSTED: | BY: Rachael Goldman

Mia was great

I called in to check on how to submit medical records when I have never had any for my dogs, being that that is the only thing that can approve my claim I had no Idea as to how to get around this besides canceling everything. So I called in and talked to Mia, she assured me that if I send in a Gab Letter they will consider it, so I am thankful for that information and have done so just waiting for a response.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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