Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dena

Thank you for caring

I'm so lucky to have this policy! My claims are paid quickly!! I love being able to start my claim and get reimbursed from my phone!
5

out of 5

POSTED: | BY: Mary

Nationwide has my dog covered

I love that you check in on my mastiff, and that you genuinely seem to care about her well being. The claims process is easy, quick, and convenient.
5

out of 5

POSTED: | BY: James

Thanks for being there for benelli

Benelli is doing fine thanks for asking. He had a full recovery
5

out of 5

POSTED: | BY: John Signorin

Happy with the coverage

I’m happy with the coverage although when I calculate savings vs, annual premium, I basically break even. But I’m ok with this. Claim process is easy and I do like the electronic payment feature.
5

out of 5

POSTED: | BY: Tracy Kish

very satisfied with ease of service and submitting claims

Very happy with service. Submitting claims is a very simple and intuitive process. Satisfied with time it takes for claim review and payment.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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