Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janis Thesenvitz

Trouble free claim forms

I would have given 10 paws but the time on getting reimbursed on claims is a little long, but it does state that on the form.
5

out of 5

POSTED: | BY: Chandra

Very easy claim process with no surprises on coverage.

I have Nationwide Whole Pet With Wellness Plans for both of my dogs. One we adopted from the pound at 7 years old and one we have had since a puppy. We have had wellness visits and injury/illness claims for both dogs. The claims process is easy (there is an app and you take pictures of the receipt with your phone), then once the claim is processed you can have direct deposit to your bank. Very easy and straightforward. Coverage was always exactly what I expected, doesn't cover nail trims, tax, environmental disposal fees.
5

out of 5

POSTED: | BY: Andi Bishop

Always happy with our experience

We are always happy with the claims process with Nationwide and are always happy to recommend Nationwide to those who inquire on pet insurance for their pets!
5

out of 5

POSTED: | BY: Mindy Alioto

I’m am very happy with service and profession Nationwide.

Nationwide has been excellent in helping me care for my very prescious fur baby! Thank you!!
5

out of 5

POSTED: | BY: Laurie

Pleasantly surprised

This is the 2nd pet insurance that I have tried. The first was so cumbersome, expensive and had so many exclusions that I dropped it. When I recently filed a claim with Nationwide, it was very easy and they were very helpful when I would call in for status and questions.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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