Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Emily Bledsoe

Happy Customer

Nationwide pet insurance has been flawless so far. Claims process is simple. I hope to stay with them a long time.
5

out of 5

POSTED: | BY: Carrie

Great Insurance, Love the Vet Helpline, Minor Challenges with Employer Deductions but Think that is on the Employer

Great Insurance, Love the Vet Helpline - super helpful and useful, Minor Challenges with Employer Deductions but think that is on the employers end and not nation wide's end. Would love to be able to get an emailed version of my statement and account info (especially so I can send it to my employer and make sure they settle it after they've been deducting the money from my paycheck). I just switched jobs and want to continue my insurance but first need to have my employer settle my past due bill.
5

out of 5

POSTED: | BY: Rose

Excellent service. Prompt response to claims. Highly recommend.

I highly recommend Nationwide to all pet owners. The coverage is excellent and claims are handled in a timely manner. They offer you peace of mind in giving your pet the very best Vet care when illness strikes.
5

out of 5

POSTED: | BY: Jamie

Submitting claims is a breeze!

Claim submission is so easy! Accessing your online account is also super easy! Fantastic pet insurance with great coverage!
5

out of 5

POSTED: | BY: Cristina

Prompt seamless reimbursements.

Very prompt seamless reimbursements directly deposited into bank account. Recommend.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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