Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Leslie Schneider

We recommend you!

Nationwide allow us to be certain our valuable family member has the best care possible. Thank you.
4

out of 5

POSTED: | BY: Shannon Kelly

Worth it

I was honestly ready to cancel after a rate increase when my dog turned 3. It paid off in the end when she needed acl surgery it was all covered except our $250 deductible. The claim process is slow though
5

out of 5

POSTED: | BY: Theresa Gedmin

Nationwide cares

Nationwide processed our claims right away. They made it easy and even followed up later on to make sure that our dog was doing ok. We have insurance on both of our dogs and recommend it to everyone whenever we get a chance for their pets.
5

out of 5

POSTED: | BY: Maritza Gutierrez

Good service

We were able to receive our claim quickly and conveniently with electronic payment.
4

out of 5

POSTED: | BY: Joel esterman

Worth getting for any pet

Policy has been a godsend because our cat has had many problems and vpi covers the cost

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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