Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrea

Great Coverage

I have an older dog who was recently diagnosed with Lyme's Disease. This has been extremely hard on him but thankfully Nationwide Pet Insurance has made it easy on us for reimbursement of his medical bills, ensuring he is getting the best treatment.
5

out of 5

POSTED: | BY: Estelle

Great thing to have for my dog so I don’t have to worry about the cost of his medical care.

Buying pet insurance for my last two dogs has been great. The insurance has paid substantially for everything from copperhead bites to treatment of melanoma of the iris . Also the routine care any good pet owner gets for their dog. It has relieved me from holding back from tests recommended by vet when trying to diagnose an illness. I would not want to be with out this insurance!
5

out of 5

POSTED: | BY: Marilyn

Timely reimbursement procedure and prompt professional help on phone.

So far i am happy with the insurance policy i have for my puppy. I would reccomend this company because it has a health rider for routine pet care.
5

out of 5

POSTED: | BY: Cherie

Nationwide has excellent pet insurance coverage.

The premiums are fair. Easy claim filing & Timely processing of claims. They’re coverage is great.
3

out of 5

POSTED: | BY: Ashley

Good insurance but doesnt reimburse the full amount for yearly shots

I had gotten the yearly shots for my sog and sent them the reciept and I paid 196 they reimbursed me for 160 .. Then i went back for booster shots and it was 123 and they only reimburesed me 30 dollars . so I'm out over 100 for the 2 . I pay 55 a month on this insurance and because they didnt reinburse the full amount like they made it out to be im about to drop them and go to a different one .
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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