Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gina Henderson

Fantastic!

I have had my pet insurance for Bella, since she was a puppy. She is now 11 years old. Having insurance has made a huge difference in her overall care. I had it on another Chi Penny, but we lost her to CHF. We now have another Chi, Gia she is almost 3 and yes we have insurance for her as well. I would highly recommend this insurance company because of the low premium, low deductible, and the ease of submitting claims and turn around time on payment electronically.you can't go wrong with this insurance. Customer since 2008.
5

out of 5

POSTED: | BY: Clay Drury

Simple process, fast response.

Simple process, fast response.
4

out of 5

POSTED: | BY: Joe Luther

Payment Processing

When I first began coverage four years ago processing claims were very quick. Now I am told it takes up to 30 days. This is way too long.
5

out of 5

POSTED: | BY: Linda Korbol

Ms

Romeo has had insurance since he was a year old. I have been very pleased with the service. I have not only informed his vet I have informed friends with dogs about the insurance.
5

out of 5

POSTED: | BY: Martha O'Brasky

I share the great news with all my friends with pets!

I am beyond thrilled at the level of coverage for my fur child; I am sharing the great news with all my friends with pets!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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