Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rick Hollis

Great insurance company to work with

Best insurance company I have ever had for my pets helpful, handles claims timely would and have recommended to other pet owners.
5

out of 5

POSTED: | BY: Michael Thorson

Quality Pet Insurnace, & Amazingy Simple

Nationwide offers very competitive rates which is great, but also their service, and claims process and apps are so very easy to use, and fast, you could not ask for more. I am not a person who typically would use an app to file a claim for anything, but the process is so easy, it saves a notable amount of time and stress. I have zero complaints from pricing to claims, I will be a Nationwide customer for the life of my pet.
5

out of 5

POSTED: | BY: Mike Benedetti

Nationwide Pet insurance is a great solution to your pet's needs

Nationwide makes it really easy and affordable to cover your Pet's urgent medical needs
5

out of 5

POSTED: | BY: Lori

Very straighforward, allowed me to think about my cat and not about my wallet

My 3-year old cat had a very crooked tooth and was sent to the dentist. He ended up needing 7 teeth removed (poor guy), unexpected for sure. I was able to see a veterinary dentist, and thanks to Nationwide my mind and energy was focused on Wallaby and not how it will affect my bank account. The process was very easy, filled out one form and sent the vet record via fax. A few weeks later they sent me a reimbursement check. Not sure that there is a way it could have been easier.
5

out of 5

POSTED: | BY: Carol

It's Easy

I love the overall coverage and easy app claim submission. Nationwide came through with its promise on keeping my kitten's first year health expenses affordable. In my kitten's first year we had 2 office visit to make sure she's fine, 2 or 3 vaccine shot appointments, 1 pre surgery blood test and 1 spaying operation. All those visits for my very healthy kitten can easily be $1,000 or more. Nationwide was there for all of it. Any questions from Nationwide was handled between them and my vet. I just deal with the reimbursement checks 3 to 4 weeks later. Can't beat that level of service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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