Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Regan

Excellent Coverage

I love my Nationwide Pet Insurance. The coverage is fair and covers a broad range of items. Submitting claims is easy and quick. Would recommend to anyone with a pet.
4

out of 5

POSTED: | BY: Alan

Very Good Insurance

We are happy with Nationwide. It is sometimes difficult to understand what is covered and what is not. However, as long as we have Tobie we will have Natiinwide.
5

out of 5

POSTED: | BY: Timothy

Great Support and Customer Service

I have been with Nationwide since 2014 and find them efficent and helpful
5

out of 5

POSTED: | BY: Jacqueline

Grateful for nationwide pet insurance but sad ear infection on my pup isn't covered for 6 months

Overall I am very please with what nationwide has to offer. Submitting a claim is extremely easy but I wish a summary of the claim submitted, what is covered and the reason why items aren't covered are provided with the "claim refund" page. I am disappointed that my puppy's ear infection visit wasn't recently covered. He is a puppy that is going through food allergies with ear infection so we have been trying to figure out what is causing it.
5

out of 5

POSTED: | BY: Denisse

Amazing!

So far nationwide insurance has been a huge help! Vet bills can be very expensive and it’s comforting knowing that I can get up to 90% back. When my 10 month old puppy recently had an ear infection I was at ease because I was able to contact a vet online who gave me an idea of what to expect before I even took him to see a vet. I was able to get back almost 90% of what I paid for his vet visit!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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