Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ali

Great service, just takes a long time (over a month) for the claim to process.

See above!
5

out of 5

POSTED: | BY: Bill

Fast turnaround, no issues.

Great service!
5

out of 5

POSTED: | BY: Samantha

Helpful and Easy Claim

This was the first claim I submitted, and the process was very easy. The explanations behind what was covered and what wasn't were helpful, and the reimbursement process was simple.
4

out of 5

POSTED: | BY: Kara

You used to do so much better

When I signed up my first dog, you were great. Claims were processed quickly and the customer service was friendly. I’m not sure what happened, so I called to let you know I wouldn’t be renewing and the person who took the call couldn’t have cared less, which showed me I made the right decision to get my pet insurance from another company. It’s really a shame because I told everyone how great you were to work with in the past.
5

out of 5

POSTED: | BY: Taylor

Outstanding Service

We LOVE nationwide pet insurance! They settle our claims fast, without any hoops to jump through like our last insurance company. Our rates are great too!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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