Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,819

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

Great Insurance and I can file my claim and recieve payment online

Bodhi is doing fine thanks to Nationwide Insurance. He has food alergies that we and our vet are hoping he grows out of. Having pet insurance is worth every penny for the peace of mind. Nationwide is great with letting us e-mail in our claims and sending funds through Chase Pay directly to us.
1

out of 5

POSTED: | BY: Lori

Not happy!!!

Very disappointed that Harley is not covered for her knee condition. She will not be covered till June. This is the second pet I have had insurance on with Nationwide and ran into some of the same problems with her. Trying to decide if Pet Insurance is really worth it.
5

out of 5

POSTED: | BY: John

the best pet insurance available today. period.

this is our third lab and unfortunately. he has had significant health issues. Nationwide has stood by us 100%. I have recommended them many times.
5

out of 5

POSTED: | BY: Karen

Great Insurance Experience

My only negative comment is that every year when it's time to renew my policy I think it's confusing the way the options are laid out to renew it.
4

out of 5

POSTED: | BY: Diane

I wouldn't be without pet insurance.

I HAVE THE RIDER that is like an HMO for health. I wish it would cover more of the shots that keep our pets healthy so they don't have big bills later on. This helps folks keep their pets too. Some folks find they cannot afford to pay for all of this so they ditch the pet or try to find a shelter for them. Many are just let loose to fend for themselves. today; they need a lot of shots because of the diseases. wild animals in the area. This rider is so important to have as it may be the only part of the plan you hopefully get to use. We hope none get sick and need the other part of the plan.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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