Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ed Booth

Relief that there’s help when something goes wrong with Holly.

Quick payment. Holly had a procedure to remove a Growth that turned out to be benign. The procedure was stressful, the insurance was not.
5

out of 5

POSTED: | BY: Valerie Long

So far Nationwide has been very easy to work with.

Nationwide has been a good company to work with for our pets insurance. Have been pleased with the coverage so far.
5

out of 5

POSTED: | BY: Susan Messer

Peanut. Again.

When we adopted Peanut we decided to get pet insurance on a whim. We had previously owned a dog with a life long health condition and while we would have paid anything in the world to have kept her happy and comfortable, the costs did add up. So now with Peanut, we are so thrilled we decided to go with Nationwide!! She is a happy, energetic, active, whirl of a pup, and she does have, and has had, some health issues. Everything with Nationwide is easy!
5

out of 5

POSTED: | BY: Jane Gallardo

Nationwide Pet Insurance has been extremely easy to use & I appreciate their promptness in reviewing claims & inquiries!

Claims are reviewed quickly, and reimbursements sent promptly. Getting information and customer service has been excellent.
5

out of 5

POSTED: | BY: Bruce Rosenthal

Good job of responding and paying

Nationwide does a commendable job of responding to a claim and paying the claim. No complaints.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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