Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Harold Perry

Thanks for Being There for Meechi

Great Job
5

out of 5

POSTED: | BY: John Feldmann

Very pleased with coverage to this point.

Kaia and Aria have been covered nicely to this point. Thank you Nationwide!
4

out of 5

POSTED: | BY: Shahin Afsharian

Thank you

Took a little longer than expected but with positive results.
5

out of 5

POSTED: | BY: Patricia Iurato

Didn't believe pet insurance could be this good!

I have had pets (cats) for 30 years and never had pet insurance, until we got our dog, Bailey - her inquisitive nature resulted in frequent visits to the ER. My company offered Nationwide Pet insurance as a benefit. I signed up and have been delighted - very easy to sign up, very easy to file a claim, and as the plan stated, I received my repayment checks quickly, without question. I am truly delighted. The repayments have already paid for my first year of premiums! This could not be any better.
5

out of 5

POSTED: | BY: Amy M

Thankful for this protection for my pet

Having pet insurance has provided me comfort each time I think there is something wrong with my pup. I don't have to look in my bank account and worry if I can afford it. Small or large issue I know I'm covered. The ease of the claim service is great and response time mirrors what is laid out in the agreement.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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