Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deb Kempi

Great Service

I have so appreciated your prompt responses, easy online claim process, and great customer service. I definitely recommend to other pet owners. Thank you.
5

out of 5

POSTED: | BY: Haylee Faustin

Excellent security!

Nationwide is exactly the partner we need in our family. They are there when we need them, and provide peace-of-mind when we don't! I really appreciate their care for each claim we've needed to process.
5

out of 5

POSTED: | BY: Mary Masten

Followup from a new customer

Nationwide's service has been great! The company came recommended by our daughter.
5

out of 5

POSTED: | BY: Michelle

Easy reimbursement process

We are very pleased with Nationwide. We have the Wellness package which pays for our senior dog’s office visits, monthly flea & heart-worm medication, teeth cleaning, lab work, X-rays and vaccinations. Recently, our dog ruptured his ACL. Total bill was approx $5,500. We faxed the claim to Nationwide and they promptly reimbursed 90%. I can honestly say that our dog has better health insurance than us. If only human health insurance would step up, we’d all be a lot healthier.
5

out of 5

POSTED: | BY: David Cymerman

Easy to File, Easy Payment

Our dog Oona has made several trips to the vet lately. I've been impressed with how easy the claim process has been. The clinics turn in the form and the payment now comes electronically. The only thing that's not ideal is that Oona's liver condition is not covered, so some of her claims have gone unreimbursed.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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