Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gary Mergotti

Consistently fair and claims are handled professionally and on a timely basis.

See above.
5

out of 5

POSTED: | BY: Bonnie Scannell

East service to use and understand

My pup has been sick for awhile - we have had some expensive testing done to figure out the issues - and Nationwide was there with reimbursements so the cost hasn't been overwhelming, allowing us to focus on getting Teddy better. Its been a long road, and we still don't have all the answers we need, but at least we don't have to be concerned with all of the vet visits and medication bankrupting us!!
5

out of 5

POSTED: | BY: Stephanie Wade

Naimi wade - cat

I live vpi, they operate with integrity and kindness
5

out of 5

POSTED: | BY: richard j

Straightforward claims process

Very happy with my service. Unfortunately, Luther is on his 3rd surgery, but the process has been very good on every level. Easy claim filing. Easy status checks. No arguing on need of care or price. Very happy with this. I recommend it often to others at work. We have it in our optional benefits plan
5

out of 5

POSTED: | BY: TODD HARGROVE

Absolutely the Best Insurance Provider for Pet Wellness & Care !!

Our two year old yellow lab had surgery performed and is almost back to her normal playful self. The Wellness Policy that was purchase thru Nationwide from day one when we brought Sandi Home to be part of our Family was the Best Decision made between my beautiful wife & I . Nationwide provided us with that Peace of Mind that , if anything happened to Sandi , we knew we could provide with the Best Veterinarian Care possible. Thank You Nationwide !! Todd & Linda

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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