Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,843

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennie

Very satisfied

Very satisfied, easy to file claims
2

out of 5

POSTED: | BY: Barbara

Long process

The process is flawed. A couple of times I had to re-submit paperwork. It took excessively long for the claims to finalize. My health insurance doesn’t take as long as this one. I made a couple of calls to customer service. One call was pleasant but the second call seemed I was wasting their time
5

out of 5

POSTED: | BY: Heather

Our dog has been well supported by Nationwide!

I would highly recommend pet insurance from Nationwide!
5

out of 5

POSTED: | BY: Cherisse

Nationwide Pet Insurance came through for us many times

I'm so glad my work started offering pet insurance through Nationwide Pet Insurance. I thought about getting insurance for my Mastiffs many times but never knew who to choose from among so many providers. After my employer started offering Nationwide Pet Insurance, I signed up, and after the first claim where it took 3 months before I got paid, I learned how to submit the claims properly, and ever since I pretty much received payments from Nationwide within 2-3 weeks after I submitted my claims. It's become relatively easy. I do wish it can be a bit easier as it does take time for me to submit each claim since I can't do it online. I still have to email everything in, but that's better than faxing or snail-mailing it.
5

out of 5

POSTED: | BY: Ellen

The process is very smooth and timely.

I think your process for claims works very well, straight forward, and results are timely.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review