Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,650

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cynthia

Happy with Nationwide Pet Insurance

My boys have been covered with Nationwide Pet Ins since 2017 and happily will continue indefinite for years to come. Just like anything, it took getting use to in the beginning. I had inconsistency with customer service. I had to provide my first few claims multiple times. With my frustration, I started the process of cancelling the coverage. I'm so glad I didn't since I am now a very satisfied customer. All of my previous experience and frustration is gone. I have recommend them to so many people and bragged about the great service I receive!
5

out of 5

POSTED: | BY: Ann

Excellent service and ease in process

Great service and ease in process
5

out of 5

POSTED: | BY: Beth

Great Pet Insurance

I am very pleased with my policy at Nationwide. They cover a lot of expenses and are very prompt in paying claims. I am obsessed with the welfare of my dog and having this policy gives me peace of mind in knowing that I will be covered if anything should happen to her.
4

out of 5

POSTED: | BY: Diane

Would be nice if the claim got submitted by the vet.

I have had no issues, with submitted claims.
5

out of 5

POSTED: | BY: Donna

We’ve been with this company for over 15 years and had our ups and downs, but predominantly UP!

To reiterate, after more than 15 years with this company, insuring multiple pets at a time, just having major insurance for unexpected and expensive illnesses, it is very comforting. Sometimes we have to do more correspondence than on other issues, but altogether, we feel “covered.”
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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