Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shauna Griffith

Reassuring feeling to know the insurance is there when you need it.

It’s reassuring to know there is a back to help with the cost of vet bills when our boy gets sick. It’s scary not know what could be wrong and how much it will cost. The 24 hr help line is GREAT!! The only negative I can say is that it takes a full 30 days for reimbursement from what I have experienced so far.
5

out of 5

POSTED: | BY: Linda Whalen

Excellent turnaround time

I have had this insurance for several years and am very satisfied. The turnaround time is excellent and the benefits are good. The customer service representatives are very kind and helpful when I have had a question.
5

out of 5

POSTED: | BY: Gilbert R

I am very happy with the service

I am very happy with this insurance
5

out of 5

POSTED: | BY: Diane Green-Riffel

Great insurance to have. I worry free

A plus insurance to have. The representatives are all very friendly and helpful on the phone
4

out of 5

POSTED: | BY: Damien

Great care, but claims could be easier

I'm not sure how to approach the claim issue exactly, but the problem is usually around the requested signed document stating care received, at least in the vets here in CA this us not a common provision and we usually have to repeatedly ask our vets to provide it. Not a huge hassle but an area that could be improved

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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