Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,819

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Haili

Thankful for Insurance

Sending in the vet claims was incredibly easy. The explanation when claims were returned either paid or not was clear. Thank goodness for this insurance. I was able to get my pet the care he needed without blinking an eye about cost. My only criticism is that the claim process can sometimes take weeks which is a little slow when you’ve already fronted the cash.
5

out of 5

POSTED: | BY: Chris

Amazing

When I got my dog Ellie, my wife and I decided that we are going to give our dog the best life possible. That included getting pet insurance. I've had dogs through the years but I never had coverage for them. This time, I was going to get it cause you want to be prepared for the unexpected. I can tell you, I was not disappointed in choosing Nationwide. They have been there for those times you could never prepare for (injuries, Pet ER visits). They are a lifesaver and I highly recommend all pet owners to get coverage through them.
4

out of 5

POSTED: | BY: Beth

Wish things moved faster

The website is the easy part. Having to wait while there is processing time is very difficult financially. Wish that part could move a little quicker.
5

out of 5

POSTED: | BY: Frank

Consistently providing great service

I have been a client for over 20 years and have multiple animals insured. VPI-Nationwide is wonderful
5

out of 5

POSTED: | BY: Lisa

very satisfied with Nationwide.

excellent coverage.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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