Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia Schwan

Peace of Mind

Knowing that I can take good care of Bentlie and that Nationwide will help with the cost if Bentlie needs Vet care gives me peace of mind. The filing process is easy and I use the online services to review claims and to have reimbursements deposited to my account.
5

out of 5

POSTED: | BY: Naomi R.

Thank you

Thank you for reimbursement of Nelson’s cell biopsy/analysis and exam. Because the vet recommended and we did it we now know: no malignancy plus we have a baseline for Nelson. This is one reason for pet health insurance = that exams not skimped on due to expense when diagnosis/analysis of symptoms really important (needed).
4

out of 5

POSTED: | BY: Jennifer Major

Easy and quick claim process

Submitting an insurance claim was easy and payment was quick. Appreciate the ease of everything while dealing with a sick pup.
5

out of 5

POSTED: | BY: Jay Shelby

Great Service!

Great communications. Reimbursement is quick and easy!
5

out of 5

POSTED: | BY: Michele Nihipali

Big improvements at Nationwide

Nationwide has substantially improved the allowable coverages for claims.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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