Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bruce Hedman

We recommend this Nationwide VPI to our friends!

We are very pleased with the coverage and the responsiveness of VPI. We rescued our puggle at age two, and she proved to develop some health problems. She is much better now, but we will always keep our VPI current for her and any other future dogs. We were so glad that we took out both wellness coverage and major medical. After a reasonable deductible VPI covers fully almost all costs from our veterinarian.
5

out of 5

POSTED: | BY: Kristin Evans

Easy, Friendly and Reliable Service!

Nationwide Pet Insurance has always provided the very best service since we became customers six years ago - friendly customer service and timely claims payment = great peace of mind in caring for our pup!
1

out of 5

POSTED: | BY: Judy Klaput

Collect premiums, slow to pay, minimal payment or denying all

Since taking over for VIP Nationwide is very slow to pay and will take the maximum of 30 days to respond to bills. Then when advised of the payment, they state they want more information, even though every thing was received with the original billing submission. Then expect to wait another 30 days to find they will deny payment; due to them reducing coverage and maximum paid out which is 1/4 of the cost. Very little seems to be covered now I would recommend not taking out the basic wellness coverage, you can save money not paying the premium for regular visits.
5

out of 5

POSTED: | BY: Ardith Osborn

Pleased with Claim Process and Result

Shelby had a broken tooth that required removal. Nationwide covered most of the cost of the removal. The claim process was seamless.
5

out of 5

POSTED: | BY: John Munsell

Incredible, very fair, fast see

The prompt and fair way our claim was handled was unbelievable. We have had very negative results with other pet insurance companies over the years. Our experience with Nationwide was truly “a breath of fresh air.”
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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