Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,654

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele

Love Nationwide Pet Insurance

I am very lucky. My veterinary office sends my claims in for me so the process is very easy. The only thing that I would warn new pet owners taking out the insurance is to make sure you get it enough in advance of getting your pet. What Nationwide considers 2 days and what you do may be 2 different things. I thought the 2 day period was up when I got our pup but it wasn’t. She had a UTI & it was considered a “pre-existing condition”. Fortunately she did NOT have anymore and I petitioned for it to be reviewed & removed as a pre-existing condition. Other than that, claims have been very easy. If I got another dog I would get Nationwide Pet Insurance for it too.
5

out of 5

POSTED: | BY: Kathy

Well worth insuring your 4 legged family member

I've been with Nationwide pet insurance for some time now. It is well worth the cost. My 10 year old golden a couple of years ago had to have his gallbladder out. It was so helpful to have this insurance behind us!! We were able to concentrate on getting our guy better and not worrying about the cost so much.
5

out of 5

POSTED: | BY: Lisa

Overall, very happy with the coverage received and ease/speed of claims.

Overall, the ease and speed in which claims are reviewed and paid is excellent. For injury/illness, the coverage has seemed fair so far.
5

out of 5

POSTED: | BY: Zach

We are glad we have pet insurance.......

Doogan has had both ACLs repaired and Saphira had some back issues which was some pretty hefty bills. We always want to keep our pups healthy and you guys help us achieve this.......
5

out of 5

POSTED: | BY: Kenneth

It’s been great

It’s been great
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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