Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deanna Brilz

Very helpful to have this insurance in our time of need

Nationwide Pet insurance has been very easy to deal with, infact, I haven't had to talk to them at all. The Vet has the insurance info, they put the claim in and the process has been very smooth in our time of need. so, thank you!
5

out of 5

POSTED: | BY: Mary Wertheim

We Like Nationwide

Both of our Chihuahuas are insured by Nationwide. Generally healthy, every so often something medical happens to them. We get clear and easy to read information about coverage with our renewals. Our dogs have different policies because one has a preexisting condition and the other one does not. We have received payments for all covered claims. They have been paid quickly with clear explanations of benefits. We have insured all our dogs since insurance became available, beginning with VPI. Nationwide has been a pleasure to deal with and I have recommended to all my friends.
5

out of 5

POSTED: | BY: Deborah Graham

Bella is still recovering from being attacked by a pitbull

Bella is still recovering psychology from the dog attack. Thank heavens we had the coverage for her. Your customer services representatives are wonderful. Yes....i would reccommend Nationwide to other pet owners. Thank you!
5

out of 5

POSTED: | BY: Amber Gill

Super simple, super value

Having a puppy means expecting the unexpected and knowing that the Wellness Plus offers me savings just for meeting the basic health needs of my dog makes it even more justifiable to pay a little each month for pet insurance should my dog need more extensive care. Within four days of starting my coverage I already met my deductable for the year as my puppy injured his foot. We were both shaken up by the accident but the ease of submitting our claim, simply uploading our recepit from the vet via a super user friendly app, allowed me to spend more time comforting my pup and no time doing the run around with an insurance company. Within a few weeks I received my check in the mail which allowed me to pay off the vet bill in full thanks to the additional money from the Wellness Rider reimbursed visits. This is definitely a necessity for all puppy parents!!
5

out of 5

POSTED: | BY: Bailey

Pet insurance equals peaceful mind.

The moment we added a second pet to our lives we knew getting pet insurance would put our minds at ease. We all love our animals & when it comes to their it's our hearts that take over & pay those medical bills. Pet insurance is the best investment we've made. It's definitely helped us many times.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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