Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,654

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeanie

Pre-existing issue

I am very happy with my coverage for my dog, especially well care items, such as flea and tick treatments. I only have one complaint, and it began when I signed Josie up over the phone. The agent asked if Josie had ever been on any medications, and I said, "Only a one-time pain pill prescription for a strained back a couple of years ago." (She twisted wrong while jumping after a frisbee, and we've never had her chase them again....she now stays grounded with a ball.) The policy for Josie showed up with a "pre-existing issue"...."intervertebral disc disease"!! Wow!! I submitted the review request form back in '16, explaining that she has never had a problem before or after this, along with vet records, but it was rejected. Our current vet said we'd have to do a whole exam, x-rays, etc. to check her out. I guess this means if she ever has back problems she won't be covered. That's pretty frustrating, but we've kept the policy, because they do cover most everything else.....and we keep our fingers crossed she won't have this "disease" again. I would, and have recommended National to others. I think it's one of the best plans out there, if not the best.
5

out of 5

POSTED: | BY: Clinton

feeling much better--I'm my old self again,

The company pays well without any hassle. Very easy to file a claim.
5

out of 5

POSTED: | BY: Jill

Maruko Mom

Highly recommend Nationwide pet insurance. Easy to use, my vet helped me to submit the form every single time. Reasonable response time to hear from the claim dept.
5

out of 5

POSTED: | BY: Cary

This insurance is definitely worth it!

I have had this insurance for a little over a year, and it basically pays for itself. Great to have, great coverage, and easy to use.
5

out of 5

POSTED: | BY: Alicia

Incredible service!

I’ve had nationwide pet insurance since my dog was a puppy and I am so grateful! Claims have been so simple and easy for me. My dog was recently diagnosed with knee issues and nationwide stepped in to help with the claim. If they hadn’t been there, we wouldn’t have been able to go through with the surgery. We are so appreciative!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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