5
out of 5
POSTED: | BY: Julie
I wish my human inurance was as easy to deal with as Nationwide Pet Insurance!
They're friendly, they're quick and they are thorough!
4.8
out of 5
Number of reviews 25,654
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Leslie
Claims
My Mia tore her left ACL, and while waiting for surgery, she tore her right ACL. Nationwide was prompt in making payment to me for the first surgery.
But the right leg surgery costs was denied payment due to the fact that they said they only pay for one incident in a calendar year.
Well it is the same injury, but in 2 different legs. I have had my claimed reviewed and I have asked to have the "explanation" where it states that in the policy to be shown to me in layman terms.
Just today I have been denied another claim, due to she still has an infection in her bone from the first surgery, with the EOB stating they have paid in full for this incident.
I didn't know there was a limit to benefits. I thought I had a $15,000.00 limit per incident. I guess I am wrong. I will be looking at my policy better before my renewal comes up.
5
out of 5
POSTED: | BY: Leanne
I truly appreciate you.
Thank you for being there and handling claims so promptly.
5
out of 5
POSTED: | BY: Lynne
Nationwide allows me to be sure my special fur baby is well cared for!
Claims are easy to submit and are paid quickly and fairly.
5
out of 5
POSTED: | BY: Judy
Thank Goodness I Bought Insurance
This is my first experience with pet health insurance & my fourth dog, but first Chessie.
I had no idea that a young puppy could be such a challenge. Our Goldens were much more biddable.
Our crazy Chessie has consumed a pair of foam ear plugs and a sock on 2 separate occasions. Fortunately our vet visits for these “interesting meals” did not involve surgery. They were costly nonetheless.
Then there was the bout of kennel cough (despite having been vaccinated).
Nationwide has covered a considerable portion of these vet bills — sometimes completely.
Filing a claim is simple via an app. Payment did take a while at the beginning, but seems to have gotten faster lately.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.