Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paulette Roque

Best

So far I have a great experience with the nationwide pet insurance when it comes to my pet claim and with the customer service every time I make a phone calls or follow up my claims, they’ve an excellent service answering all your questions and explaining your insurance coverage.
5

out of 5

POSTED: | BY: Deanna Dotta

Excellent!

Excellent turn-round time on claims! Website is efficient and easy to navigate. I like the ease of the pre-filled claim form.
5

out of 5

POSTED: | BY: Lynn Stadler

Best insurance ever!

So glad we found and signed up for cat coverage. It takes all the fear out of going to the vet. We can focus on kitty's health instead of vet bills.
5

out of 5

POSTED: | BY: Blayke Olson

Very easy to submit a claim

Amazing Service!
2

out of 5

POSTED: | BY: Cara Sanfilippo

Such a hassle

It has taken multiple submissions, and refutations, to get any money from this company. They are still denying claims related to a kidney/urine related condition my vet was testing her for. They claim it was a pre-existing condition. It was not. My vet has offered to call and help to fight the denials of these claims. I am worried they will deny her recent emergency vet bills as well. I pay for pet insurance for what? To give Nationwide money and then not get reimbursed? What a terrible experience. I have heard Healthy Paws is much better, and even covers wellness visits. I wish I would have gone with them, and am considering doing so once this policy is up.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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