Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Kate Gilpin

Nancy Kuchmecki-Lowe Is wonderful, AND I'm not happy with limits-- I pay every month, and live in an expensive area.

As mentioned above, Nancy Kuchmecki-Lowe has been really outstanding. And I'm glad to have insurance--I couldn't afford to care for my pets without it. But your exclusions, coverage caps, etc., are very costly to me. I also understand that some companies pay up front, rather than by reimbursement. That would help. As it is, I seldom get reimbursed 100% of my expense, even for emergency illnesses. My dog has recently had many mysterious symptoms, and a lot of expensive diagnostics--they think they've found the cause now--and I can usually expect to get anywhere from about half my expense to something higher. I actually cancelled briefly within the last year out of frustration, then realized I wouldn't be able to get insurance elsewhere for my now elderly pets. I hope you update your coverages.
5

out of 5

POSTED: | BY: Marsha Burns

Fantastic Coverage

I am so grateful for the wonderful coverage for my best friend. Service was prompt and very satisfactory. Thank you Nationwide.
5

out of 5

POSTED: | BY: Margaret Throne

Fast claim service

Good service
5

out of 5

POSTED: | BY: Patricia P

I love Nationwide Pet Insurance!

I would not be without this insurance! Claims are easy to file and reimbursement is quick. It gives me peace of mind knowing Rocky is well taken care of!
5

out of 5

POSTED: | BY: Karla

Thank u

I’m so happy the I have Nationwide

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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