5
out of 5
POSTED: | BY: Lisa
PAID CLAIM IN A TIMELY MANNER. EXPLAINED HOW TO FILE THOROUGHLY
excellent
4.8
out of 5
Number of reviews 25,654
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary
Excellent company
Excellent service. Would recommend and have recommended to other pet owners. Response to Badger's injury was quick and fair.
5
out of 5
POSTED: | BY: Richard
Fast Claims Processing
Filing an online claim is so fast and easy! My claim was processed in just a few days.
5
out of 5
POSTED: | BY: Brian
The entire process was easy, and there were no surprises!
We carry whole pet with wellness for our Frenchie. She went in for her spay, and had some corrective procedures related to brachycephalic syndrome while she was under. The claim process was easy, the reimbursement was timely, and the reimbursement amount was as expected. No complaints. We pay a pretty high premium for the whole pet with wellness, but so far is have been worth every penny.
3
out of 5
POSTED: | BY: PIETRO
Coverage Sucks
It's funny how human health insurance covers routine procedures, but pet health insurance has as many restrictions as a Carson's coupon, and we all know what happened to Carson's. At this point, I am surprised that pet insurance even covers anything and have been strongly considering canceling my policy, the math doesn't add up as I could break-even with the full year premium savings to the full year vet costs. It seems like the only real coverage I'd get is if my bear of a dog gets hit by a car.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.