Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindi

Nationwide lives up to their word to cover your pet!

My dog has had to have quite a few x-rays and exams to find out why he has been so sick, and each time I submit a claim, Nationwide comes through on covering us. We truly appreciate their coverage.
5

out of 5

POSTED: | BY: Jacquelyn

Such a simple process!

Everything was so simple! Hennessy is a 3 month old puppy and he went in for his vaccinations. He is doing very well!
5

out of 5

POSTED: | BY: Virginia

Nationwide ROCKS quick claim handling and great customer service

Nationwide ROCKS quick claim handling and great customer service. I would recommend highly.
5

out of 5

POSTED: | BY: Peggy

Claim processed very fast!

Very efficient & fast reimbursement for Hannah’s Vet visit. She’s doing great
5

out of 5

POSTED: | BY: Janet

Best decision ever made.

Service is Great and the App makes entering claims so easy. I've never had a problem with processing claims. Customer Service has always been friendly and helpful. It's all you can ask for. I only wish the claims would process quicker but other then that. I couldn't ask for better service and the peace of mind it gives me to have my pet insured with a great company makes it that much easier to just take my Lulu to the Vet when she needs to. I recommend getting the whole package as I have for my dog.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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