Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nicole Arnerich

Satisfied customer!

Pleasantly surprised by the efficient process of submitting claims and receding reimbursement so timely!! First time I’ve ever used the pet insurance and now wishing I had done it sooner! Love love love!
5

out of 5

POSTED: | BY: Phil Shannon

That was quick

We had an unexpected visit to the vet in February, and then a follow up visit @ 3 weeks later. Nationwide processed both claims same day, even though one was entered weeks later. That meant we got the 2 checks on the same day, didn't have to wait a couple of weeks for 2nd. That was very nice and appreciated
5

out of 5

POSTED: | BY: Maria

Brilliant all round

Nationwide has made things so much easier. Claims are met promptly. Advice given to ease concerns.
5

out of 5

POSTED: | BY: Ed Wheatly

Easy to work with

Scout had hairballs in his ears! The vet got them squared away. The insurance covered the entire bill. It was easy to work with you.
3

out of 5

POSTED: | BY: Candace Miller

Not 100% satisfied

Thought all wellness was was covered but there’s an annual cap. Not much of a cost savings having to pay monthly and not having all wellness covered in full.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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