Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janet

Easy Peasy

Submitting a claim is very easy and payment is quick.
1

out of 5

POSTED: | BY: kelly

Has denied all medical claims

All submitted medical claims have been denied. When you call for information to buy the policy they make it sound like great deal.
3

out of 5

POSTED: | BY: Ross

Claims process is way too long. Payments are far less than actual cost

With great providers, Happy Girl is doing much better. Treatment of nose tumor may have worked as the dog is less anxious. Still some separation anxiety and some interrupted sleep.
5

out of 5

POSTED: | BY: Shelli

Oh my gosh, you guys are awesome, that was so nice of you to check on Snickers! It's is such a help to have help with his costs!

I'm so thankful to have you guys to help me with his expenses. It is so nice that you care enough to check on him! Thank you!
4

out of 5

POSTED: | BY: Amy

First Experience

I felt that the reimbursement process could have happened quicker. I turned in my dogs paperwork the same day of the appointment which was only for health and wellness purposes which included shots. I just felt that there could have been. Quicker turnaround is all.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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