Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,902

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nova

Nationwidewide is awesome!!

We love Nationwide!! It is very easy to file a claim and they are very timely in processing it. We have them for both our dog and cat and would not be without these policies. Vet visits and treatments can be expensive so having Nationwide for our fur babies is a true blessing!!
4

out of 5

POSTED: | BY: Andrea

Easy to submit and clear benefit responses

Nationwide Pet Insurance has been pretty easy to use; I added it to my VitusVet app and use that to submit. Claims are processed within a couple weeks and a check arrives in the mail. Making claims is easy although I am usually unsure of what will be paid back to me. I have both the Major Medical and the Wellness Plus Rider. The Wellness Plus covers a good value of her vaccinations/shots and her standard bloodwork, but covers very, very little of her heartworm/tick medicine (covers less than half the year of cost for heartgard and nexgard). I feel like I may just be breaking even on this portion of the plan. The Major Medical is a good piece of mind but I have, fortunately, not needed to utilize this part of the plan.
5

out of 5

POSTED: | BY: Barbara

Excellent company to deal with

Terrific service. Pleasure doing business with. Had one issue regarding direct deposit. Checks were sent to bank, bank never received them. I had to cancel that service. No big deal because a paper check is issued within 2 days.
5

out of 5

POSTED: | BY: Gary

It Pays to have Nationwide Pet Insurance

Joining the Nationwide team for Pet Insurance was the smartest move that we ever made , after adopting our rescues , of course !
5

out of 5

POSTED: | BY: Jessica

Easy to submit

The claim process is easy and it doesn't take too long to get updates on your claim as it's processing.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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