Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,902

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristen

peace of mind

Taking good care of my dogs is expensive. I will do what it takes to get them the best care possible but it is always good to know that we will be reimbursed for much of what we spend. My dog has had many medical needs, to include major abdominal surgery, and the speed of service was amazing. This time around he only needed care for double ear infections but it was good to know that my claim would be processed quickly. The benefit booklet lays the coverage out easily and I knew for the most part, ahead of time, what would be covered. Once the deductible is covered, there have been no real problems getting our claims covered. The process to file a claim is amazingly simple and it is very easy to go online to check the claim status. Payment is usually fairly quick. I will keep this insurance for both dogs for as long as we have them.
4

out of 5

POSTED: | BY: Denise

Good pet insurance.

I have been a client now for 12 years. I have both of my chis. covered under this insurance. Your premiums are getting quite expensive.The reimbursement time (turn-around time) could be somewhat faster. However, you have provided good service.
5

out of 5

POSTED: | BY: Susan

Very happy that we have Nationwide Pet insurance

We have a soft coated wheaten terrier. He has a few allergies fro time to time. He is a healthy dog. Thank you for helping us take such good care of him.
5

out of 5

POSTED: | BY: Michael

great policy/service

I really appreciate the service/in offsetting the cost of treatment.
5

out of 5

POSTED: | BY: Anne

We always get great service from Nationwide

We have had Nationwide Pet Insurance since we got the dogs six years ago. Their service has always been excellent and the claim system online/email makes it easy. The claim form is easy to use and their payments are always prompt. Recommend Nationwide to any pet owner.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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