Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Holly Majka

Fast and easy refund

The return on my refund was fast and easy.
5

out of 5

POSTED: | BY: Matt K.

Nationwide pet insurance has been a lifesaver.

My purebred Samoyed, Gibson, just turned four, and I've had Nationwide pet insurance since the day I adopted him. The main impetus for getting insurance (I've got the major medical plan) was that I never wanted to find myself in a position where I couldn't do something for my dog because I couldn't foot the bill. To say the least, Nationwide's pet insurance has been a pretty amazing safety net over the last four years, and if I'm being perfectly honest, I feel like they've paid me more than I've paid them. I recently submitted a claim for oral surgery that set me back $797, and within two weeks $740 was deposited into my bank account. In fact, I can't remember a claim (and I've probably submitted 12-15 total) that took longer than three weeks to resolve, and I've never had to follow up with additional information from my vet. If I'm remembering correctly, the only part of a claim that's ever been denied was a powder Gibson took for a few days to discourage vomiting. The powder wasn't regulated by the FDA, which is why it wasn't covered under my plan, and it set me back a grand total of $40. In an ideal world, my dog would never have an expensive medical procedure. Since we exist in the real world where bad things happen on occasion, I can say with zero hesitation that Nationwide has made my life with Gibson a lot less stressful. It has been worth the investment and then some, and the peace of mind I have because of Nationwide's support is basically invaluable. I highly recommended their services to anyone who asks.
5

out of 5

POSTED: | BY: Annette Hein

All three of my Shetland Sheepdogs have been insured with Nationwide Pet Insurance.

There is a reason I keep coming back to Nationwide Pet Insurance. I've gotten excellent coverage and service. The process of making claims from start to finish is easy to use. Over the course of nearly two decades and three separate dogs, I haven't experienced a time when I've been dissatisfied or felt underserved. Plus, their processes have continued to improve along with technological advances.
5

out of 5

POSTED: | BY: Ralph Turner

Peace of mind at the vet clinic

Taking good care of my Yorkie friend is made so much easier with the peace of mind that comes from knowing that Nationwide has us covered.
4

out of 5

POSTED: | BY: Stephanie

Peace of mind

I love having pet insurance and this one definitely gives you the best bang for your buck. Getting ahold of them is easy. They cover a lot of expenses. The only thing I would change is if they were able to pay up front for surgeries. Other than that, they’re awesome!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review