Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,916

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Victoria

FABULOUS

My Xena is a BOXER/GERMAN SHEPARD MIX and we were attacked by a Pitbull. Thanks to Nationwide to help us with the bill as quickly as they did!
5

out of 5

POSTED: | BY: Marilyn

Happy I have insurance

you are very helpful when i call for ins. questions...and prompt in payment (which helps)
5

out of 5

POSTED: | BY: Catherine

We don't know what we'd do without the financial assistance Snoopy's Nationwide Pet Health Insurance Policy provides to us!

I "pass the word" on to every pet owner I know about the Nationwide Pet Health Insurance plans. With today's vet charges getting so high, this insurance gives you the security of knowing you might not have to cover the entire cost of office visits or, especially, surgery for your fur-baby!
5

out of 5

POSTED: | BY: Lesley

Great customer service, great coverage!

Nationwide Pet Insurance (VPI) has been absolutely amazing. I have needed them a few times and having this insurance has allowed me to take my cats to the hospital and get them treated with a cushion of security. They pay 90% of the cost after your yearly deductible and it is SO WORTH IT!! Their customer care is also great. I have never held on the line more than 3 minutes to speak to a person. Everyone I have interacted with from billing to vet questions has been pleasant and professional and truly cared about my pets. After one particular health scare, I called to have a person explain what services might be covered while my cat was in the hospital. The woman I spoke with was so helpful and she even called me back a few days later to see how my cat was doing! I recommend this pet insurance to everyone I know that has pets. PS. They are also one of the only insurances to cover exotic pets like ferrets which is why I initially signed up with them--one of the best decisions I ever made in pet care!
5

out of 5

POSTED: | BY: Heidi

Insurance Protection is essential

You are very responsive. I would like to see better coverage for heart care.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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