Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gloria Sarama

Process of submitting a claim was easy

very good
5

out of 5

POSTED: | BY: Henry

Lost or missing statements.

Agent receives claim w/o vet bill, please call Vet clinic directly for dup copy instead of sending client email. I've missed out on some legitimate claims bc of expiration date. Thanks.
5

out of 5

POSTED: | BY: Carrie Drebenstedt

So glad I signed up.

Always great customer service. I haven't been able to use the online service, still need to try with my new phone. I don't have a computer at home. So glad I joined. Just signed up the stray I took in.
5

out of 5

POSTED: | BY: Lynn Hart

Much easier to submit claims with the app! 😊

Great company but I wish more of the heart worm, flea and tick meds were covered. Great otherwise. I am a repeat customer!
5

out of 5

POSTED: | BY: Edythe Collins

Keep up the good work.

I have been completely satisfied with Nationwide pet insurance. My claims are paid in a timely manner & when I phone with questions your reps are very professional & friendly. I always throw your name out there when talking with pet owners.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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